
	Finding the right home at the right price is just one part of a real estate transaction. Rachel Anderson, Realtor Brokered by Coldwell Banker Plourde Real Estate is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 207-660-4007 if your needs include a real estate pro experienced in the business side of real estate.

Closing costs you should expect

There are certain basic expenses accompanying closing the sale of a house. These expenses are often split between the buyer and seller, as dictated in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Maine to help lead you through the deal.

Loan-related closing costs (More information)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, the following taxes are usually paid (More information)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (More information)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we get through the details of your deal, I'll not only work to get the very best sales price, but I'll also push for limited closing costs. And once we've come to an agreement, I'll walk you through the closing costs so you know exactly what you're paying for.

Buyers: If you are buying a home in Kennebec County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not astonished when you arrive at the closing appointment. I'll be willing to go through the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.

Rachel Anderson, Realtor Brokered by Coldwell Banker Plourde Real Estate 143 Silver Street, Suite 4 Waterville, ME 04901

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